Are stock options risky?

Warren Buffet routinely makes use of stock options to reduce risk in stocks and purchase shares at a reduced cost. If you are using stock options, they should be lower risk than just owning stock. He can even trade stock options in his IRA. That’s the simple answer, but read on to find out why this is true. Dollar for […]

Equestrian Gifts Galore

Shopping for that perfect gift for someone who just loves horses can be a challenge. Finding the right gift for the child can include something as simple as the gift of horseback riding lessons. Look for local listings at your community tack shop, call and ask for referrals. Meet the trainer at your training center and watch a lesson. See […]

Homeschooling Methods: From Charlotte Mason to Classical Education

Homeschooling? Deschooling? Charlotte Mason? Waldorf? Part time? Full time? The variations within homeschooling can be overwhelming. But don’t worry, it’s not as scary as it seems at first. Consider these common curricula and educational philosophies used by homeschoolers. This is not an exhaustive list, but it covers many major programs and should help you feel more comfortable deciding what type […]

Frugal Travel Tips for San Francisco

San Francisco is my favorite city that hugs the west coast. It is also one of the most expensive, especially for hotels. Luckily for the frugal traveler, many of the sights are free. Note: When I first went to San Francisco (driving from Los Angeles), I was very surprised by the drop in temperature. Check the time before you arrive. […]